Colorado HOA Forum HOA HOMEOWNER ADVOCATES

FINANCES, FEES, INSURANCE, foreclosures, metro districts ..............

Foreclosure, Fines, Debt Understanding HOA Foreclosure Our proposal for Foreclosures Alternatives to Foreclosure Nuts and bolts of HOA home foreclosures Our proposal for HOA Covenat Enforcement and Debt Collection Policy and modifications to HB 22-1137 Overview Colorado Foreclosure HOA Super Lien Forclosures HOA Super Lien - Foreclosure: lose your equity and retain your mortgage balance HOA Super Lien Explanation Super Lien Home Sale! Our proposal HOA Foreclosure Policy Deficiency Judgements, Foreclsoures and low bids on property Deficiency Judgement: home sells for less than debts due Metro District and HOAs: know before you buy and if you live in a metro district learn how your future debt/payments can increase HB 23-1090, Metro District Reform, a good start Metro District Reform: organization dedicated in pursuing legislative reform HANDBOOK FOR RESIDENTS AND CITY/COUNTY ON METRO DISTRICT REFORM Resident Handbook Exhibits for Metro District Guides Metro District Reform Proposals Metro Districts can deliver surprisingly and costly tax increases Colorado metro district debts can take homeowners decades to pay off How developers use bonds, mill levies to ensure they are repaid Politics of Metro Districts
Construction Defects Litigation Requires Homeowner Approval HB 17-1279 Pending/entering into litigation and making special assessment don't normally require homeowner approval Reserve Funds There is no statutory requirement to conduct a reserve study and no statutory requirement to fund reserves. Reserve fund DIY Template Reserve Study Sample Report Reserve Fund Study Issues Reserve Funds full explantion Budgeting Passing a Budget Budgeting and the Law Budget Approval HOA Registration: penalties for not registering Present, vote, count: a community vote on the budget is needed CCIOA and insurance guide HOA Insurance Quick overview of condo HO6 and HOA homeowner insurance considerations HOA Insurance Quick Guide General Insurance on Condo Insurance Copy of a Condo Insurance Policy Review and verify the Master Association Policy "Forms" Title insurance: what it is, why, etc. Home foundation damage and insurance HOA Insurance Special Assessment HOA Disaster Planning Guide
The Colorado HOA Forum should not be used as a guide or source for legal advice or a substitution for gaining legal advice on pursuing litigation.